In this article I’m going to show you how to buy a car with bad credit. Right now in today’s economy, it’s hard enough trying to get a loan if you have good credit. Don’t despair, just because you have bad credit doesn’t mean that you can’t buy a car. It may take a little more work on your part and patience, but by following the tips below you can learn how to buy a car with bad credit.Usually people with the highest credit scores get the best interest rates and terms. However some banks and credit unions have been known to loan money to people with bad credit at some reasonable rates and terms. Every loan is different and evaluated on its own merits and credit history. Don’t be discouraged if you get turned down. Remember Colonel Sanders got over 700 rejections, before someone said yes to his Kentucky Fried Chicken receipt.Here are tips you need to buy a car with bad credit.Pull your credit report and see just how bad your credit is. You can get a free copy of your credit report at the Annual Credit Report website. Follow the instructions that will be included on your credit report to order your credit score separately. Your credit score is not included in this report, however you can get it by following the instructions.If you have been with your current credit union or bank for any length of time, check with them first. Explain your situation to the bank and see what happens. You may be surprised how willing they may be to help you because of your past history with them. This only works if you have had a good history of banking practices with them.If you or your spouse are a member of ARP, have served in the military, or belong to any other organization that offers any special deals or perks, they may be able to help you. USA helps military families with financing even if you have bad credit. A lot of times these organizations will offer you direct financing or work with a major lender to help find you an auto loan.You should also check with some of the major institutions like Capital One, Chase Bank, and Bank of America and see what their policy is for loaning money to people with bad credit.Another resource you can try is as a buy-here pay-here car lot. Places like this make direct loans to people without going through a bank.